[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_law-48-024":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-48-024","48",24,"下列何者非金融消費者保護法所稱之金融服務業？",[13,14,15,16],"證券交易所","銀行業","期貨業","保險業",0,"授信基本法律",1,"金融消費者保護法第三條規定，金融服務業包括銀行業、證券業、期貨業、保險業、電子支付業及其他經主管機關公告者，但不包括證券交易所、證券櫃檯買賣中心、證券集中保管事業、期貨交易所等，故(A)證券交易所不屬之，為正解。這些機構是市場基礎設施的營運者，並不直接向一般消費者銷售金融商品或提供服務，自無納入申訴、評議制度的必要。(B)銀行業、(C)期貨業、(D)保險業都直接面對金融消費者，須遵守適合度、說明及揭露等義務。","easy",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":33},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":35,"question":36,"qno":37},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":39,"question":40,"qno":41},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":43,"question":44,"qno":45},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1793070616395]