[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_law-48-043":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-48-043","48",43,"依主管機關規定，各銀行對同一客戶逾期債權已轉銷呆帳者，累積轉銷呆帳金額超過新臺幣 5 千萬元，下列何者非屬應揭露事項？",[13,14,15,16],"戶名","隱藏後四碼之身分證字號（法人之統一編號）","呆帳轉銷金額","所有授信往來銀行",3,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"主管機關規定，銀行對同一客戶逾期債權已轉銷呆帳，累積轉銷金額超過新臺幣五千萬元者，應於網站揭露該客戶資料，揭露項目包括戶名、隱藏後四碼之身分證字號（法人為統一編號）及呆帳轉銷金額，用意在讓大額呆帳戶的資訊受市場檢視，形成社會監督。(D)所有授信往來銀行並非揭露項目，故為正解；各銀行只揭露自己轉銷的呆帳，不會、也無從代為公開客戶與其他銀行的往來情形。(A)戶名、(B)遮蔽後的身分證字號、(C)呆帳轉銷金額，都是規定應揭露的事項。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_law-45-027","依台灣票據交換所規定，同一負責人不同公司戶與負責人個人名義之退票紀錄如何計算？",27,{"id":28,"question":29,"qno":30},"credit_law-45-028","有關徵信報告之敘述，下列何者錯誤？",28,{"id":32,"question":33,"qno":34},"credit_law-45-029","下列何者非屬銀行得酌情免辦徵信之授信？",29,{"id":36,"question":37,"qno":38},"credit_law-45-030","依「關係企業合併營業報告書關係企業合併財務報表及關係報告書編製準則」規定，關係企業合併財務報表附註應就控制公司與從屬公司分別揭露重大或有事項等相關資訊，但從屬公司之總資產及營業收入均未達控制公司各該項金額多少比率者，得免予揭露？",30,{"id":40,"question":41,"qno":42},"credit_law-45-031","有關「集團企業」之具體定義及界定範圍，下列何者錯誤？",31,{"id":44,"question":45,"qno":46},"credit_law-45-032","依「中華民國銀行公會會員授信準則」規定，下列何者為直接授信？",32,1793070616630]