[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-48-049":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-48-049","48",49,"依主管機關規定，對於二十歲以上之學生申請人，其正卡持卡張數如已超過幾張，發卡機構不宜再核給信用卡？",[13,14,15,16],"一張","二張","三張","無限制",2,"信用卡、現金卡相關規章",1,"主管機關對學生申請信用卡採總量管制，學生申請人持有的正卡如已超過三張，發卡機構不宜再核給信用卡；現行信用卡業務機構管理辦法第二十三條也規定，全職學生申請信用卡以三家發卡機構為限，每家信用額度不得超過新臺幣二萬元，故(C)正確。學生多無穩定收入，卡數與額度一旦失控，容易陷入以卡養卡的循環，因此即使已成年仍設有限制。(A)一張、(B)二張限制過嚴，與規定不符；(D)無限制則忽略了學生族群的信用風險。","hard",[23,27,31,35,38,42],{"id":24,"question":25,"qno":26},"credit_law-45-046","有關信用卡分期付款交易之期間，以不超過多久為限？",46,{"id":28,"question":29,"qno":30},"credit_law-45-047","有關信用卡發卡業務與收單業務之敘述，下列何者錯誤？",47,{"id":32,"question":33,"qno":34},"credit_law-45-048","依信用卡業務機構管理辦法規定，有關辦理逾期帳款之備抵呆帳提列及轉銷，下列敘述何者錯誤？",48,{"id":36,"question":37,"qno":10},"credit_law-45-049","有關信用卡收單業務之推廣、徵信、簽約及管理，下列敘述何者錯誤？",{"id":39,"question":40,"qno":41},"credit_law-45-050","依「信用卡業務機構管理辦法」規定，下列何者錯誤？",50,{"id":43,"question":44,"qno":26},"credit_law-46-046","依信用卡業務機構管理辦法規定，下列敘述何者錯誤？",1793070616697]