[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_prac-45-013":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_prac","初階授信人員專業能力測驗——授信實務","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_prac-45-013","45",13,"甲為某銀行之負責人，乙為甲之堂姊，丙為甲之妹婿，丁為甲之姨丈，戊為甲之外甥。依銀行法規定，於乙、丙、丁、戊四人中，與甲有利害關係者有幾人？",[13,14,15,16],"1 人","2 人","3 人","4 人",1,"基礎授信","銀行法第三十三條之一把利害關係人界定為銀行負責人或辦理授信職員的配偶、三親等以內之血親或二親等以內之姻親,以及相關的企業與職務關係。逐一算親等:堂姊為伯叔父之女,屬四親等旁系血親,已超過三親等;妹婿是妹妹(二親等血親)的配偶,從其配偶計算為二親等姻親,在範圍內;姨丈是母之姊妹(三親等血親)的配偶,為三親等姻親,超過二親等的姻親上限;外甥為姊妹之子,屬三親等旁系血親,仍在範圍內。符合者只有妹婿與外甥,合計二人,故選 (B)。姻親的親等從其配偶計算,是最容易失分之處。","hard",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_prac-45-001","有關銀行辦理授信業務應把握之基本原則，下列何者錯誤？",{"id":26,"question":27,"qno":28},"credit_prac-45-003","銀行法對於銀行辦理授信，其有關授信用途與授信期間之規範，下列敘述何者錯誤？",3,{"id":30,"question":31,"qno":32},"credit_prac-45-004","銀行未於借貸契約中，與借款人議定行使加速條款之事由及效果，恐違反下列何法規？",4,{"id":34,"question":35,"qno":36},"credit_prac-45-006","授信評估五 P 原則中，下列何種因素有「銀行收回貸款之第二道保障」之稱？",6,{"id":38,"question":39,"qno":40},"credit_prac-45-007","外國銀行在中華民國境內設立分行營業，須經中華民國政府的核准許可後，始可開業，此制度屬於下列何者？",7,{"id":42,"question":43,"qno":44},"credit_prac-45-008","依消費者保護法規定，銀行與客戶經由個別磋商之約定事項，其適用之效力為何？",8,1785146813073]