[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-45-014":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-45-014","45",14,"依中小企業信用保證基金規定，間接送保案件應於該基金保證書所載有效期限內核准並動用首筆授信，必要時得申請延長多久？",[13,14,15,16],"三個月","二個月","一個月","十五日",0,"企業授信",1,"間接送保是銀行依與中小企業信用保證基金訂定的委託契約自行核保後再送基金保證的方式。基金核發保證書後,銀行必須在保證書所載有效期限內完成核准並動用首筆授信,保證責任才告確立;若因借戶備件、對保或擔保品設定等作業無法如期完成,得於期限屆滿前向基金申請延長,期間為三個月,故選 (A)。設限的用意在於避免核保時點與實際動用相距太久,借戶信用狀況已生變化而基金仍須承擔保證責任。(B) 二個月、(C) 一個月與 (D) 十五日均非規定的展延期間,屬常見的混淆數字。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-002","下列何者不是分析企業經營效能之比率？",2,{"id":28,"question":29,"qno":30},"credit_prac-45-005","企業短期償債能力的大小，可由下列何者加以測定？",5,{"id":32,"question":33,"qno":34},"credit_prac-45-010","下列授信項目何者不是交易性融資？",10,{"id":36,"question":37,"qno":38},"credit_prac-45-016","下列何者非屬企業之速動資產？",16,{"id":40,"question":41,"qno":42},"credit_prac-45-017","銀行辦理墊付國內票款業務所徵提之統一發票，應於下列何聯加蓋「已在 XX 行庫辦理融資」文義之戳記？",17,{"id":44,"question":45,"qno":46},"credit_prac-45-018","依公司法二四七條規定，公開發行股票公司無擔保公司債之總額，不得逾公司現有全部資產減去全部負債後之餘額之多少比率？",18,1785146813089]