[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-45-029":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-45-029","45",29,"由民間機構投資興建公共建設，完工後租給政府使用，租期屆滿後將該資產移轉給政府，係屬下列何種模式？",[13,14,15,16],"OT(Operate and Transfer)","BT(Build and Transfer)","BTO(Build-Transfer-Operate)","BLT(Build-Lease-Transfer)",3,"企業授信",1,"促參案件的各種模式,差別在於興建、營運與移轉的順序及權責歸屬。(D) BLT 是民間機構自行興建公共建設,完工後不對外營運,而是租給政府使用、按期收取租金,租期屆滿再把資產所有權移轉給政府,與描述完全相符。(A) OT 是政府興建完成後委由民間機構營運,期滿移轉,民間不負責興建;(B) BT 是民間興建完成後即移轉給政府,由政府自行營運,中間沒有租賃階段;(C) BTO 是民間興建完成後先移轉所有權給政府,再由民間取得經營權營運一定期間,收入來自向使用者收費而非政府租金,故正解為 (D)。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-002","下列何者不是分析企業經營效能之比率？",2,{"id":28,"question":29,"qno":30},"credit_prac-45-005","企業短期償債能力的大小，可由下列何者加以測定？",5,{"id":32,"question":33,"qno":34},"credit_prac-45-010","下列授信項目何者不是交易性融資？",10,{"id":36,"question":37,"qno":38},"credit_prac-45-014","依中小企業信用保證基金規定，間接送保案件應於該基金保證書所載有效期限內核准並動用首筆授信，必要時得申請延長多久？",14,{"id":40,"question":41,"qno":42},"credit_prac-45-016","下列何者非屬企業之速動資產？",16,{"id":44,"question":45,"qno":46},"credit_prac-45-017","銀行辦理墊付國內票款業務所徵提之統一發票，應於下列何聯加蓋「已在 XX 行庫辦理融資」文義之戳記？",17,1785146813243]