[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-45-032":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_prac","初階授信人員專業能力測驗——授信實務","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_prac-45-032","45",32,"辦理國內即期信用狀融資業務項目，不包括下列何者？",[13,14,15,16],"開發信用狀","承兌","註銷信用狀","修改信用狀",1,"企業授信","國內信用狀分即期與遠期兩種，承兌是遠期信用狀才有的動作——受益人交貨後簽發遠期匯票，由開狀銀行在匯票上承兌，到期日再付款。即期信用狀見單即付，沒有到期日可言，自然不會有承兌這道程序，故 (B) 不在即期信用狀融資的業務項目之列。(A) 開發是整筆交易的起點，銀行審查申請人額度後簽發信用狀；(D) 修改用於買賣雙方變更金額、交貨期或條件；(C) 註銷則是交易取消或額度未動用時解除銀行的付款承諾，這三項作業不分即期或遠期都會發生。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"credit_prac-45-002","下列何者不是分析企業經營效能之比率？",2,{"id":27,"question":28,"qno":29},"credit_prac-45-005","企業短期償債能力的大小，可由下列何者加以測定？",5,{"id":31,"question":32,"qno":33},"credit_prac-45-010","下列授信項目何者不是交易性融資？",10,{"id":35,"question":36,"qno":37},"credit_prac-45-014","依中小企業信用保證基金規定，間接送保案件應於該基金保證書所載有效期限內核准並動用首筆授信，必要時得申請延長多久？",14,{"id":39,"question":40,"qno":41},"credit_prac-45-016","下列何者非屬企業之速動資產？",16,{"id":43,"question":44,"qno":45},"credit_prac-45-017","銀行辦理墊付國內票款業務所徵提之統一發票，應於下列何聯加蓋「已在 XX 行庫辦理融資」文義之戳記？",17,1785146813266]