[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-45-041":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-45-041","45",41,"「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",[13,14,15,16],"運輸風險","付款條件之風險","市場利率變動風險","國家風險",3,"外匯授信",1,"國家風險指因借款人或交易對手所在國的政治、經濟與法令環境變動，導致債務無法如期履行的風險。外匯存底短缺、政府實施外匯管制、限制或禁止對外債的支付與匯款，正是其中最典型的移轉風險——債務人縱使有能力以本國貨幣付款，錢也匯不出來，故選 (D)。(A) 運輸風險指貨物在運送途中毀損、滅失或延誤；(B) 付款條件的風險來自買賣雙方約定的付款方式，例如採記帳交易而買方到期拒付；(C) 市場利率變動風險則是利率走勢改變造成利息成本或資產價值波動，三者都與國家層次的匯兌管制無關。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":28,"question":29,"qno":30},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":32,"question":33,"qno":34},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":36,"question":37,"qno":38},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":40,"question":41,"qno":42},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,{"id":44,"question":45,"qno":46},"credit_prac-45-047","下列何者係屬於裝船前之出口融資？",47,1785146813353]