[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-45-045":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-45-045","45",45,"出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",[13,14,15,16],"Usance L\u002FC","Sight L\u002FC","D\u002FA","O\u002FA",0,"外匯授信",1,"FORFAITING（買斷型應收帳款承購）是銀行以無追索權方式買斷出口商的應收債權，事後不能回頭向出口商求償，因此標的必須是已由銀行承兌或承擔確定付款義務的債權。(A) 遠期信用狀項下的匯票及單據，經開狀銀行承兌後付款人變成開狀銀行、到期日確定，正好符合買斷的條件。(B) 即期信用狀見單即付，沒有遠期債權可供買斷；(C) 承兌交單與 (D) 記帳交易的付款人是進口商本身，沒有銀行承兌背書，倒帳風險難以評估，傳統上不列為承作標的。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,{"id":44,"question":45,"qno":46},"credit_prac-45-047","下列何者係屬於裝船前之出口融資？",47,1785146813401]