[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-45-048":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_prac-45-048","45",48,"銀行受理轉開發背對背信用狀之申請人應為下列何者？",[13,14,15,16],"MASTER L\u002FC 之申請人","MASTER L\u002FC 之受益人","MASTER L\u002FC 之通知銀行","MASTER L\u002FC 之開狀銀行",1,"外匯授信","背對背信用狀用於三角貿易：中間商收到國外買方經銀行開來的主信用狀（MASTER L\u002FC）後，本身並無貨源，需要另向真正的供應商採購，於是把主信用狀交給銀行作為憑藉，請銀行另開一張以供應商為受益人的次要信用狀。提出這項轉開申請、並對次要信用狀負償付責任的人，就是主信用狀的受益人，也就是中間商，故選 (B)。(A) 主信用狀的申請人是國外買方，與轉開無關；(C) 通知銀行只負責驗證真偽並轉知；(D) 開狀銀行則是主信用狀的付款義務人，都不會是轉開的申請人。","easy",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":27,"question":28,"qno":29},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":31,"question":32,"qno":33},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":35,"question":36,"qno":37},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":39,"question":40,"qno":41},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":43,"question":44,"qno":45},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146813429]