[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-45-049":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-45-049","45",49,"在重大的國際投標案件中，招標人常限投標人提供全球信用評等較優之金融機構所開具的保證函，以代替保證金，該保證函稱為下列何者？",[13,14,15,16],"履約保證金保證","預付款保證","保留款保證","押標金保證",3,"外匯授信",1,"國際招標為確保投標人得標後確實簽約，通常要求繳交押標金；(D) 押標金保證（Bid Bond）就是由信用評等優良的銀行開具保證函，承諾投標人若得標卻拒不簽約或中途撤回投標，即由銀行賠付一定金額，讓投標人不必實際凍結大筆現金，招標人也能取得等值的保障。(A) 履約保證是得標簽約後，擔保工程或供貨依約完成；(B) 預付款保證是業主先支付訂金時，擔保款項遭挪用或無法履約可以退還；(C) 保留款保證則是承包商為提前領回被扣留的尾款所提供的擔保，三者的階段都在得標之後。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146813434]