[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-45-050":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-45-050","45",50,"下列何種進口授信屬於保證而非放款？",[13,14,15,16],"進口押匯","購料放款","賣方遠期信用狀","D\u002FA 項下之融資",2,"外匯授信",1,"(C) 賣方遠期信用狀的「遠期」是賣方給的：出口商同意到期日才收款，利息已內含在貨價之中，開狀銀行只在匯票上承兌、到期日才付款，期間並未撥出任何資金，提供的是信用而非資金，性質上屬保證。(A) 進口押匯是銀行先代進口商付款給國外，形成對進口商的墊款債權；(B) 購料放款直接撥款供進口商支付貨款；(D) 承兌交單項下的融資也是銀行先付錢給對方、再向進口商收回，三者銀行的資金都實際流出，屬於放款而非保證。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146813439]