[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-45-052":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-45-052","45",52,"有關進口機器設備貸款，下列敘述何者錯誤？",[13,14,15,16],"一般以進口設備價款之七成為原則","原則上期限不超過七年","銀行沒有立場要求客戶與工程承包商簽訂統包合約","銀行可要求技術提供廠商出具履約保證函",2,"外匯授信",1,"(C) 敘述錯誤：進口機器設備貸款的還款財源是設備投產後的營運現金流，一旦工程延宕或設備無法順利運轉，銀行債權立刻落空，因此銀行完全有立場在授信條件中要求借款人與承包商簽訂統包合約，把設計、供料、安裝、試車的責任集中由一家承包商承擔，避免多家廠商互推責任。(A) 融資成數以進口設備價款七成為原則，設備價款一千萬元即核貸七百萬元，其餘由借款人自備；(B) 期限配合設備耐用年限，原則上不超過七年；(D) 要求技術提供廠商出具履約保證函以確保完工，均屬合理做法。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146813466]