[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-45-053":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-45-053","45",53,"銀行在辦理出口押匯時，所處理者為下列何者？",[13,14,15,16],"單據","貨物","勞務","履約行為",0,"外匯授信",1,"信用狀交易的核心是單據交易與獨立性原則：銀行不到現場驗貨、也不介入買賣雙方的契約糾紛，只就受益人提示的單據表面審查是否與信用狀條款相符，相符即予押匯、付款或承兌，故 (A) 為正解。押匯銀行看的是提單、商業發票、保險單、產地證明等文件本身，至於 (B) 貨物的品質數量與實際交運狀況、(C) 勞務是否確實提供、(D) 賣方有無真正履約，都屬買賣契約當事人之間的問題，縱使日後發生爭議，也不影響單據相符時銀行的付款義務。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146813470]