[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-45-054":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-45-054","45",54,"有關運輸單據中，下列何者對開狀銀行之保障性最高？",[13,14,15,16],"航空提單","郵包收據","海運提單","傭船提單",2,"外匯授信",1,"(C) 海運提單是唯一具有物權證券性質的運輸單據，可以背書轉讓，持有正本提單的人才能向船公司提貨；開狀銀行取得全套正本提單，等於掌握了貨物的處分權，萬一進口商拒付或倒閉，銀行可以自行提貨轉售受償，保障性最高。(A) 航空提單與 (B) 郵包收據都只是運送契約與收貨憑證，貨物直接交付單據上載明的收貨人，銀行就算持有也擋不住提貨。(D) 傭船提單受傭船契約拘束，運費負擔與運送人留置權等條件不明，銀行通常不審查該契約，權利狀態相對不確定。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146813474]