[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-45-080":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-45-080","45",80,"有關消滅時效之中斷，下列敘述何者錯誤？",[13,14,15,16],"中斷之方式有請求、承認及起訴","請求後六個月內不起訴者，視為不中斷","向主債務人中斷時效，對於保證人亦生效力","向保證人中斷時效，對於主債務人亦生效力",3,"事後管理及催收",1,"保證債務具有從屬性,而這個從屬性是單向的:民法規定向主債務人請求履行及為其他中斷時效的行為,效力及於保證人;反過來只對保證人請求或起訴,並不能中斷主債務的時效,(D) 因此錯誤。銀行催收時若只向保證人追索而放著主債務人不管,主債務時效仍在進行,一旦完成,保證人也能援用時效抗辯。(A) 中斷事由包括請求、承認,以及起訴與其他和起訴有同一效力的行為。(B) 單純請求只是暫時中斷,須於六個月內起訴,否則視為不中斷,寄發存證信函後務必接續訴訟。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-069","有關逾期放款及催收款轉銷呆帳之規定，下列敘述何者錯誤？",69,{"id":28,"question":29,"qno":30},"credit_prac-45-070","下列何種執行名義所載給付，經實施強制執行而無效果時，法院得發給債權憑證？",70,{"id":32,"question":33,"qno":34},"credit_prac-45-071","支票之執票人對於發票人因聲請法院之和解而中斷時效，則自確定之日起，其請求權消滅時效延長為若干年？",71,{"id":36,"question":37,"qno":38},"credit_prac-45-072","有關法拍所得案款，其分配順序由先而後應為下列何者？ A.關稅 B.強制執行費用 C.土地增值稅 D.權利質權所擔保之債權 E.承攬修繕所生之法定抵押權（針對該工作物）",72,{"id":40,"question":41,"qno":42},"credit_prac-45-073","有關不動產強制執行之流程，下列何者正確？ A.引導查封 B.鑑價 C.詢問底價意見 D.核定拍賣日期",73,{"id":44,"question":45,"qno":46},"credit_prac-45-074","有關「查封」之敘述，下列何者正確？",74,1785146813721]