[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-46-024":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-46-024","46",24,"由保證銀行向業主提供保證，如承包商未能依約支付其應支付與該工程有關之勞務、材料、機具等費用時，由承保銀行代為支付之保證稱為下列何者？",[13,14,15,16],"履約保證","預付款保證","支付款保證","保留款保證",2,"企業授信",1,"支付款保證保障的是工程款鏈條下游的人。承包商若未依約支付與該工程有關的勞務、材料與機具等費用,由保證銀行代為支付,業主因此不必擔心分包商、工人或供應商轉頭向自己求償而讓工程停擺;它擔保的是付款義務,不是完工義務,這是與其他工程保證最大的分野。(A) 履約保證擔保承包商依約完成工程,違約時由銀行賠付業主損失;(B) 預付款保證擔保業主先行撥付的預付款,承包商未依約履行時須返還該筆款項;(D) 保留款保證是承包商為提前領回業主扣留的保留款而請銀行出具的擔保,保障對象與事由都不同。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":17},"credit_prac-45-002","下列何者不是分析企業經營效能之比率？",{"id":27,"question":28,"qno":29},"credit_prac-45-005","企業短期償債能力的大小，可由下列何者加以測定？",5,{"id":31,"question":32,"qno":33},"credit_prac-45-010","下列授信項目何者不是交易性融資？",10,{"id":35,"question":36,"qno":37},"credit_prac-45-014","依中小企業信用保證基金規定，間接送保案件應於該基金保證書所載有效期限內核准並動用首筆授信，必要時得申請延長多久？",14,{"id":39,"question":40,"qno":41},"credit_prac-45-016","下列何者非屬企業之速動資產？",16,{"id":43,"question":44,"qno":45},"credit_prac-45-017","銀行辦理墊付國內票款業務所徵提之統一發票，應於下列何聯加蓋「已在 XX 行庫辦理融資」文義之戳記？",17,1785146813953]