[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-46-032":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-46-032","46",32,"在執行 BOT 的過程中，所謂 EPC 合約係指下列何者？",[13,14,15,16],"工程採購與建造合約","購售電合約","財務合約","法律顧問合約",0,"企業授信",1,"EPC 是 Engineering、Procurement and Construction 的縮寫,指設計、採購與建造一次包辦的統包工程合約。BOT 案的特許公司通常把興建階段整包發給承包商,以固定總價、固定工期鎖住興建成本與時程,銀行才有辦法評估興建階段的融資風險。(B) 購售電合約的英文縮寫是 PPA,指民間電廠把電力長期售予購電方,對應營運階段的收入來源;(C) 財務合約處理聯貸條件、擔保與資金撥用;(D) 法律顧問合約則是委任律師提供法律服務,都不是 EPC 所指的工程統包契約。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-002","下列何者不是分析企業經營效能之比率？",2,{"id":28,"question":29,"qno":30},"credit_prac-45-005","企業短期償債能力的大小，可由下列何者加以測定？",5,{"id":32,"question":33,"qno":34},"credit_prac-45-010","下列授信項目何者不是交易性融資？",10,{"id":36,"question":37,"qno":38},"credit_prac-45-014","依中小企業信用保證基金規定，間接送保案件應於該基金保證書所載有效期限內核准並動用首筆授信，必要時得申請延長多久？",14,{"id":40,"question":41,"qno":42},"credit_prac-45-016","下列何者非屬企業之速動資產？",16,{"id":44,"question":45,"qno":46},"credit_prac-45-017","銀行辦理墊付國內票款業務所徵提之統一發票，應於下列何聯加蓋「已在 XX 行庫辦理融資」文義之戳記？",17,1785146814029]