[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-46-042":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-46-042","46",42,"銀行開發下列何種價格條款之信用狀時，應於信用狀上明確指示賣方應投保之保險種類？",[13,14,15,16],"CIP","CPT","FOB","CFR",0,"外匯授信",1,"(A)CIP 為運費保險費付至指定地，與 CIF 同樣把保險費列入賣方負擔，賣方須為買方利益投保貨物運輸險並提示保險單據。既然保單由賣方安排、保費已內含在貨價中，銀行開狀時就必須在信用狀上載明應投保的險種與保額，否則賣方可能只投最低承保範圍，貨物受損時擔保價值不足。(B)CPT 只含運費不含保險，(D)CFR 同樣只負擔到運費為止，保險都由買方自行斟酌投保。(C)FOB 賣方責任在裝運港交貨後即結束，運費與保險均歸買方。三者賣方都無投保義務，信用狀自然無從指示險種。","medium",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":10},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",{"id":31,"question":32,"qno":33},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":35,"question":36,"qno":37},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":39,"question":40,"qno":41},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":43,"question":44,"qno":45},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814118]