[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_prac-46-044":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_prac-46-044","46",44,"銀行接受進口商（買方）委託簽發信用狀，規定受益人（賣方）簽發遠期匯票，或免簽發匯票僅憑所規定單據，於規定之一定期限，由銀行或其指定之代理銀行負責承兌或付款之授信，屬於下列何項？",[13,14,15,16],"開發即期信用狀","開發遠期信用狀","購料週轉金貸款","國外應付帳款融資",1,"外匯授信","(B)開狀銀行應進口商申請簽發信用狀，約定受益人簽發遠期匯票或免匯票僅憑規定單據，由開狀行或其指定代理行先行承兌、於約定期限屆至時才付款，等於銀行以自身信用讓買方取得一段延後付款的融資期間，這就是開發遠期信用狀。(A)即期信用狀在單據符合時即須付款，買方沒有延後給付的空間。(C)購料週轉金貸款是直接撥付現金供廠商採購原物料，屬資金的授信，銀行並未承擔對外付款承諾。(D)國外應付帳款融資用於 D\u002FA、D\u002FP、O\u002FA 等無信用狀交易，是貨到後才墊付貨款，起點與信用狀無關。","medium",[22,26,30,34,37,41],{"id":23,"question":24,"qno":25},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":27,"question":28,"qno":29},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":31,"question":32,"qno":33},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":35,"question":36,"qno":10},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",{"id":38,"question":39,"qno":40},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":42,"question":43,"qno":44},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814142]