[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-46-047":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-46-047","46",47,"有關保證函(L\u002FG)與擔保信用狀(STAND-BY L\u002FC)之異同比較，下列敘述何者錯誤？",[13,14,15,16],"兩者均明載遵守 UCP600","STAND-BY L\u002FC 格式已大致定型化，L\u002FG 則尚無一定格式","若無特別聲明受何慣例規範，其法律關係以保證函簽發人所在地之法律為依據","STAND-BY L\u002FC 之開狀銀行不得以開狀申請人異議為由拒絕單據",0,"外匯授信",1,"保證函本身不是信用狀，除非當事人另有約定，否則不會、也不宜在函上載明適用 UCP600；擔保信用狀則多明示適用 UCP600 或 ISP98。說兩者均明載遵守 UCP600 與實務不符，(A)為錯誤敘述。(B)擔保信用狀因透過 SWIFT 電文開發，欄位與措辭高度定型化，保證函則由各行依個案自訂內容。(C)未約定準據慣例時，回歸簽發人所在地的法律判斷當事人間的法律關係，是國際實務通則。(D)信用狀具獨立抽象性，開狀行只審單據表面是否相符，不得以申請人與受益人間的商業爭執為由拒付。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814177]