[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-46-048":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-46-048","46",48,"下列何種貿易型態，因銀行無法掌控貨物，以致授信風險較大？",[13,14,15,16],"進口貿易","出口貿易","三角貿易","國內交易",2,"外匯授信",1,"(C)三角貿易是中間商向國外供應商買進、再直接轉售第三國買主，貨物由供應國逕行運往買主所在地，全程不進入中間商或其往來銀行所在的國境。銀行既看不到貨、也無從以提單控貨或查證交易真偽，授信實質上接近純信用貸款，風險最大。(A)進口貿易的貨物運抵本地，銀行可憑提單控貨，必要時以進口貨物設質。(B)出口貿易有出口單據與國外開狀行的付款承諾可依靠，還款來源明確。(D)國內交易的買賣雙方、擔保品與司法管轄都在境內，徵信查證與事後追索都相對容易。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814181]