[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-46-071":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-46-071","46",71,"銀行之授信債權若為金錢之請求時，為保全債權，對於債務人之財產應辦理下列何種保全程序？",[13,14,15,16],"假扣押","假處分","假執行","仲裁",0,"事後管理及催收",1,"金錢請求或得易為金錢請求的債權，想在判決確定前先凍住債務人的財產，用的是假扣押；銀行的授信債權本質是請求返還借款本息，屬於金錢請求，聲請假扣押查封存款、不動產最對症，也是催收實務的第一步。(B) 假處分保全的是金錢請求以外的請求，例如請求移轉登記、禁止處分特定標的，保全標的不是錢就用不上。(C) 假執行是在本案判決尚未確定時讓勝訴的一方先就判決內容執行，前提是已經打完官司拿到勝訴判決，屬執行階段而非起訴前的保全。(D) 仲裁是雙方合意以仲裁人取代法院作成判斷的途徑，本身沒有查封財產的效力。","medium",[23,27,31,34,38,42],{"id":24,"question":25,"qno":26},"credit_prac-45-069","有關逾期放款及催收款轉銷呆帳之規定，下列敘述何者錯誤？",69,{"id":28,"question":29,"qno":30},"credit_prac-45-070","下列何種執行名義所載給付，經實施強制執行而無效果時，法院得發給債權憑證？",70,{"id":32,"question":33,"qno":10},"credit_prac-45-071","支票之執票人對於發票人因聲請法院之和解而中斷時效，則自確定之日起，其請求權消滅時效延長為若干年？",{"id":35,"question":36,"qno":37},"credit_prac-45-072","有關法拍所得案款，其分配順序由先而後應為下列何者？ A.關稅 B.強制執行費用 C.土地增值稅 D.權利質權所擔保之債權 E.承攬修繕所生之法定抵押權（針對該工作物）",72,{"id":39,"question":40,"qno":41},"credit_prac-45-073","有關不動產強制執行之流程，下列何者正確？ A.引導查封 B.鑑價 C.詢問底價意見 D.核定拍賣日期",73,{"id":43,"question":44,"qno":45},"credit_prac-45-074","有關「查封」之敘述，下列何者正確？",74,1785146814408]