[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-46-073":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-46-073","46",73,"本票上記載「發票人甲，保證人乙，背書人丙」，執票人可向法院聲請本票裁定之對象為下列何者？",[13,14,15,16],"甲","乙","丙","甲、乙、丙任一人均可",0,"事後管理及催收",1,"票據法給本票執票人一項特權：對「發票人」行使追索權時，可以不必先打訴訟，直接聲請法院裁定後強制執行，拿到本票裁定就等於握有執行名義。這條非訟捷徑是立法者專為本票發票人設計的，不能任意擴張到其他票據債務人。(B) 保證人雖然依票據法與被保證人負同一責任，但本票裁定的相對人限於發票人，要對保證人執行必須另行起訴取得確定判決。(C) 背書人是追索權的償還義務人，銀行同樣只能循一般民事訴訟程序求償。(D) 把三個人並列都可聲請，正好誤解了這項特權的範圍，實務上對保證人、背書人聲請裁定會被法院駁回。","medium",[23,27,31,35,39,42],{"id":24,"question":25,"qno":26},"credit_prac-45-069","有關逾期放款及催收款轉銷呆帳之規定，下列敘述何者錯誤？",69,{"id":28,"question":29,"qno":30},"credit_prac-45-070","下列何種執行名義所載給付，經實施強制執行而無效果時，法院得發給債權憑證？",70,{"id":32,"question":33,"qno":34},"credit_prac-45-071","支票之執票人對於發票人因聲請法院之和解而中斷時效，則自確定之日起，其請求權消滅時效延長為若干年？",71,{"id":36,"question":37,"qno":38},"credit_prac-45-072","有關法拍所得案款，其分配順序由先而後應為下列何者？ A.關稅 B.強制執行費用 C.土地增值稅 D.權利質權所擔保之債權 E.承攬修繕所生之法定抵押權（針對該工作物）",72,{"id":40,"question":41,"qno":10},"credit_prac-45-073","有關不動產強制執行之流程，下列何者正確？ A.引導查封 B.鑑價 C.詢問底價意見 D.核定拍賣日期",{"id":43,"question":44,"qno":45},"credit_prac-45-074","有關「查封」之敘述，下列何者正確？",74,1785146814422]