[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-47-025":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-47-025","47",25,"有關銀行辦理保證業務，下列敘述何者錯誤？",[13,14,15,16],"押標金保證之效力，為自投標日起生效，至與業主簽約後為終止","預付款保證之銀行，其保證責任以預付款扣除已收回、可收回或承包商已償還金額之餘額為準並以保證金額為最高限額","發行商業本票保證時，每張面額以新台幣十萬元或十萬元倍數為單位","工程履約保證金之額度，一般訂為工程合約金額之百分之三十",3,"企業授信",1,"工程履約保證金的額度,實務與政府採購相關規範都以契約金額的百分之十為原則,用意是讓業主在承包商違約時有補償財源,又不至於把承包商的資金全數綁死;(D)寫成百分之三十明顯偏高,故為錯誤敘述。(A)押標金保證擔保的是投標人得標後會依約簽約,效力自投標日起算,簽約完成即任務結束而終止。(B)預付款保證隨預付款逐期沖銷而遞減,以未沖銷的餘額為準並以保證金額為上限,保證責任才不會重複計算。(C)銀行保證發行的商業本票,每張面額以新臺幣十萬元或十萬元的倍數為單位,便於在貨幣市場分割流通。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-002","下列何者不是分析企業經營效能之比率？",2,{"id":28,"question":29,"qno":30},"credit_prac-45-005","企業短期償債能力的大小，可由下列何者加以測定？",5,{"id":32,"question":33,"qno":34},"credit_prac-45-010","下列授信項目何者不是交易性融資？",10,{"id":36,"question":37,"qno":38},"credit_prac-45-014","依中小企業信用保證基金規定，間接送保案件應於該基金保證書所載有效期限內核准並動用首筆授信，必要時得申請延長多久？",14,{"id":40,"question":41,"qno":42},"credit_prac-45-016","下列何者非屬企業之速動資產？",16,{"id":44,"question":45,"qno":46},"credit_prac-45-017","銀行辦理墊付國內票款業務所徵提之統一發票，應於下列何聯加蓋「已在 XX 行庫辦理融資」文義之戳記？",17,1785146814693]