[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_prac-47-041":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_prac-47-041","47",41,"進口商以下列何種方式付款，銀行可對出口商辦理信用狀買斷業務(FORFAITING)？",[13,14,15,16],"付款交單(D\u002FP)","遠期信用狀","即期信用狀","承兌交單(D\u002FA)",1,"外匯授信","信用狀買斷是銀行以無追索權的方式買入出口商的應收債權,買斷後即使到期收不到錢也不能回頭向出口商追索,因此必須確定債權的付款人是一家可接受的銀行,而且已對某個確定的到期日承擔明確的付款義務。(B)遠期信用狀正好符合:開狀銀行承兌匯票或承諾於到期日付款後,債權已由銀行信用擔保、到期日確定,銀行才敢買下。(A)付款交單與(D)承兌交單都屬託收,付款責任在進口商本身,沒有任何銀行的付款承諾,風險無從評估。(C)即期信用狀押匯後款項隨即入帳,沒有未到期的債權可供買斷。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":10},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",{"id":26,"question":27,"qno":28},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":30,"question":31,"qno":32},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":34,"question":35,"qno":36},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":38,"question":39,"qno":40},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":42,"question":43,"qno":44},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814843]