[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-47-042":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-47-042","47",42,"開發保證函後，有關開證銀行保證責任之解除，下列敘述何者錯誤？",[13,14,15,16],"保證函正本退還時，得解除保證責任","保證函訂有明確的有效日期且證明債務人已償還債務","保證函內未載明有效日期時，應以書面照會國外通匯行，經其回確認解除者","可憑申請人之書面要求即終止保證責任",3,"外匯授信",1,"保證函一經開發,銀行對受益人的責任就不是申請人單方面說了算:(A)受益人把保證函正本退還,表示無意再行請求,責任隨之解除;(B)保證函訂有明確有效日期,期限屆滿且能證明被保證的債務已清償,銀行不再有給付的可能;(C)未載明有效日期時,因為沒有自動失效的時點,必須以書面照會國外通匯行,取得受益人同意解除的確認才算真正免責。(D)則錯誤:申請人只是委任銀行開發保證函的一方,保證函的權利人是受益人,銀行若僅憑申請人的書面要求就終止保證,等於片面剝奪受益人的權利,受益人仍可依保證函請求付款。","medium",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":10},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",{"id":31,"question":32,"qno":33},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":35,"question":36,"qno":37},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":39,"question":40,"qno":41},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":43,"question":44,"qno":45},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814847]