[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-47-043":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-47-043","47",43,"下列何項係銀行辦理外匯業務，簽發保證函所必須記載之事項？",[13,14,15,16],"遵守 UCP600","開證銀行為主債務人","We will pay all losses.","明確記載有效期限，並應明示其地點",3,"外匯授信",1,"銀行簽發外幣保證函,最基本的自我保護是把責任的終點寫清楚:(D)明確記載有效期限,並明示以何地為準,受益人必須在該期限內、於指定地點提出請求,銀行的責任才不會無限期延續,帳列的或有負債也才有註銷的依據。(A)UCP600 規範的是跟單信用狀,保證函通常適用國際商會的即付保證統一規則或擔保信用狀慣例,並非必須載明遵守 UCP600。(B)保證銀行是在申請人不履約時才負責,把開證銀行寫成主債務人會擴大責任,與保證的性質不符。(C)概括承諾賠付一切損失,金額與事由都沒有邊界,是實務上務必避免的寫法。","hard",[23,27,31,34,38,42],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":10},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",{"id":35,"question":36,"qno":37},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":39,"question":40,"qno":41},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":43,"question":44,"qno":45},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814851]