[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-47-046":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-47-046","47",46,"外銷貸款以下列何種文件辦理者，較能掌握還款來源？",[13,14,15,16],"訂單或合約","承兌交單(D\u002FA)","付款交單(D\u002FP)","信用狀(L\u002FC)",3,"外匯授信",1,"外銷貸款是在出口商出貨、收到國外貨款之前,先墊給他生產與備料的資金,銀行最在意的是這筆貨款到底收不收得到。以(D)信用狀承作最有保障:信用狀是開狀銀行的付款承諾,只要出口商提示的單據符合條件,開狀銀行就必須付款,還款來源等於由一家銀行的信用背書,銀行也可要求以出口押匯款項直接沖償貸款。(A)訂單或合約只是買賣雙方的約定,買方隨時可能取消或拒收。(B)承兌交單與(C)付款交單都屬託收,銀行僅代收單據,付不付款完全取決於進口商當時的意願與財力,還款來源的掌握度明顯較低。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":10},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",1785146814880]