[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-47-047":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-47-047","47",47,"外幣保證函之有效期限，未表示以受益人所在地或開狀銀行所在地的日期為準時，應以下列何者所在地的日期為準？",[13,14,15,16],"受益人","開狀銀行","開狀申請人","通知銀行",0,"外匯授信",1,"保證函的有效期限,是受益人得提出請求的最後期限,而請求通常由受益人在自己的所在地向銀行提出,期限究竟以何地的日期計算,直接影響雙方的權利義務。當保證函沒有特別表明以受益人所在地或開狀銀行所在地的日期為準時,應以(A)受益人所在地的日期認定,受益人才不至於因時差或郵遞往返而喪失請求的機會。(B)開狀銀行所在地必須在保證函上明示才適用。(C)開狀申請人只是委任銀行開發保證函的人,並非保證函的當事人,其所在地與提示無關。(D)通知銀行僅負責轉知,不是提出請求的對象。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814890]