[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-47-048":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-47-048","47",48,"下列何者非屬外匯間接授信之項目？",[13,14,15,16],"買斷國外應收帳款","開發背對背信用狀","外幣保證","D\u002FA、D\u002FP 擔保提貨",0,"外匯授信",1,"間接授信的特徵是銀行只出信用、不出資金,要等客戶不履約時才負代償責任:(B)開發背對背信用狀是銀行對國外賣方承擔付款承諾,(C)外幣保證是對受益人出具保證,(D)D\u002FA、D\u002FP 擔保提貨則是銀行出具擔保提貨書給船公司,讓客戶先行提貨,三者在開立當下銀行都沒有撥出一毛錢。(A)買斷國外應收帳款不同:銀行是實際付出資金向出口商買入應收帳款債權,款項當場入客戶帳戶,屬於直接授信中的融資業務,只是形式上以買斷取代放款而已,因此不是外匯間接授信的項目。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814895]