[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-47-049":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-47-049","47",49,"當國外寄來匯票金額大於原先已辦理 D\u002FP 擔保提貨之金額時，銀行原則上應請客戶如何處理？",[13,14,15,16],"提供擔保本票","先辦理承兌","立即補足差額","向國外辦理拒付(UNPAID)",2,"外匯授信",1,"D\u002FP 擔保提貨是進口商在單據尚未寄達前,先請銀行出具擔保提貨書向船公司提貨;銀行一旦背書擔保,就已對船公司承擔責任,日後單據到達時不得再以任何理由主張拒付。國外寄來的匯票金額大於原先擔保提貨的金額時,差額部分同樣是這批已被提走貨物的價款,銀行的擔保責任不會因為當初金額登記不足而縮減,故應請客戶(C)立即補足差額,銀行才能如數付款結案。(A)擔保本票只是追加債權保障,並未解決付款問題。(B)D\u002FP 本質上是付款交單、應即期付款,不生承兌問題。(D)貨已提走還去辦理拒付,銀行將面臨賠償責任。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814899]