[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-47-050":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-47-050","47",50,"下列何者較適合採用無追索權出口票據貼現業務(Forfaiting)？",[13,14,15,16],"Standby L\u002FC","Sight L\u002FC","Usance L\u002FC","Revocable L\u002FC",2,"外匯授信",1,"無追索權的出口票據貼現,銀行買下債權後就自行承擔到期收不到款的風險,所以必須要有一個銀行級的付款人,並且有確定的未來到期日可供計算貼現息。(C)遠期信用狀正好兩者兼具:開狀銀行承兌匯票或承諾於到期日付款,債權轉由銀行信用擔保,到期日也明確,最適合承作。(A)擔保信用狀屬擔保性質,只有在申請人違約時才會動用,平時並無應收債權可供貼現。(B)即期信用狀押匯後款項立刻收到,沒有貼現的需要。(D)可撤銷信用狀得由開狀銀行片面撤銷,付款承諾毫無拘束力,風險無法控制。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814917]