[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-47-052":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-47-052","47",52,"有關出口授信，下列敘述何者正確？",[13,14,15,16],"憑輸出契約辦理之融資屬裝船後融資","出口信用狀週轉金貸款屬裝船後融資","出口押匯屬裝船後融資","D\u002FA、D\u002FP 方式外銷貸款屬裝船前融資",2,"外匯授信",1,"出口押匯是出口商已把貨裝船、取得提單等單據後，持信用狀項下單據向銀行請求墊付貨款，融資動作發生在裝船之後，屬標準的裝船後融資，(C) 正確。判斷關鍵只有一個：融資時點落在裝船前還是裝船後。(A) 憑輸出契約辦理的融資，是拿到訂單、貨還沒生產出口就先借備料與加工的錢，屬裝船前融資。(B) 出口信用狀週轉金貸款同樣是收到信用狀後、出貨前先取得週轉資金，也是裝船前融資。(D) D\u002FA、D\u002FP 是託收方式，出口商出貨後把單據交銀行託收再取得融資，屬裝船後融資，敘述剛好把時點寫反了。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1785146814935]