[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-47-072":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-47-072","47",72,"支票執票人對發票人請求權之消滅時效期間為自發票日起算多久？",[13,14,15,16],"二個月","四個月","六個月","一年",3,"事後管理及催收",1,"票據法對支票的時效分成幾層：執票人對發票人的付款請求權，自發票日起算一年間不行使而消滅；執票人對前手的追索權為自提示日起算四個月；背書人相互間及對發票人的追索權則為二個月。題目問的是對發票人，故 (D) 一年正確。(A) 二個月是背書人清償後向前手行使追索權的時效。(B) 四個月是執票人對背書人等前手的追索權時效。(C) 六個月在票據法並無對應期間，屬常見的干擾選項。銀行催收支票債權務必盯緊發票日，時效一過債務人得主張抗辯，債權形同落空。","hard",[23,27,31,35,38,42],{"id":24,"question":25,"qno":26},"credit_prac-45-069","有關逾期放款及催收款轉銷呆帳之規定，下列敘述何者錯誤？",69,{"id":28,"question":29,"qno":30},"credit_prac-45-070","下列何種執行名義所載給付，經實施強制執行而無效果時，法院得發給債權憑證？",70,{"id":32,"question":33,"qno":34},"credit_prac-45-071","支票之執票人對於發票人因聲請法院之和解而中斷時效，則自確定之日起，其請求權消滅時效延長為若干年？",71,{"id":36,"question":37,"qno":10},"credit_prac-45-072","有關法拍所得案款，其分配順序由先而後應為下列何者？ A.關稅 B.強制執行費用 C.土地增值稅 D.權利質權所擔保之債權 E.承攬修繕所生之法定抵押權（針對該工作物）",{"id":39,"question":40,"qno":41},"credit_prac-45-073","有關不動產強制執行之流程，下列何者正確？ A.引導查封 B.鑑價 C.詢問底價意見 D.核定拍賣日期",73,{"id":43,"question":44,"qno":45},"credit_prac-45-074","有關「查封」之敘述，下列何者正確？",74,1785146815130]