[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-48-011":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-48-011","48",11,"有關票據法對票據債務人追索權之敘述，下列何者錯誤？",[13,14,15,16],"本票執票人對前手之追索權，1 年間不行使，因時效而消滅","匯票執票人對前手之追索權，1 年間不行使，因時效而消滅","本票背書人對前手之追索權，6 個月間不行使，因時效而消滅","支票背書人對前手之追索權，3 個月間不行使，因時效而消滅",3,"事後管理及催收",1,"票據法第二十二條規定，支票之背書人對前手之追索權，二個月間不行使，因時效而消滅，(D) 寫成三個月，與條文不符，故為錯誤敘述。同條其餘規定：(A)(B) 匯票、本票之執票人對前手之追索權，自作成拒絕證書日起算，一年間不行使即消滅，兩者敘述正確；(C) 匯票、本票之背書人對前手之追索權，自為清償之日或被訴之日起算，六個月間不行使即消滅，敘述也正確。記憶時可抓住支票的時效最短：執票人對前手四個月、背書人對前手二個月，匯票與本票則是執票人一年、背書人六個月。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-069","有關逾期放款及催收款轉銷呆帳之規定，下列敘述何者錯誤？",69,{"id":28,"question":29,"qno":30},"credit_prac-45-070","下列何種執行名義所載給付，經實施強制執行而無效果時，法院得發給債權憑證？",70,{"id":32,"question":33,"qno":34},"credit_prac-45-071","支票之執票人對於發票人因聲請法院之和解而中斷時效，則自確定之日起，其請求權消滅時效延長為若干年？",71,{"id":36,"question":37,"qno":38},"credit_prac-45-072","有關法拍所得案款，其分配順序由先而後應為下列何者？ A.關稅 B.強制執行費用 C.土地增值稅 D.權利質權所擔保之債權 E.承攬修繕所生之法定抵押權（針對該工作物）",72,{"id":40,"question":41,"qno":42},"credit_prac-45-073","有關不動產強制執行之流程，下列何者正確？ A.引導查封 B.鑑價 C.詢問底價意見 D.核定拍賣日期",73,{"id":44,"question":45,"qno":46},"credit_prac-45-074","有關「查封」之敘述，下列何者正確？",74,1793070619915]