[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-48-042":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-48-042","48",42,"以外匯授信而言，戰爭屬於下列何種風險？",[13,14,15,16],"信用風險","付款條件風險","法律風險","國家風險",3,"外匯授信",1,"國家風險指借款人或交易對手所在國的政治、經濟或社會情勢發生變動，使債務無法如期履行的風險。戰爭、內亂、政權更迭、徵收或外匯管制等事件，起因都在國家層次而非借款人本身，即使債務人有意願、也有能力付款，貨物或款項也可能無法流通，故戰爭屬 (D)。(A) 信用風險是借款人或開狀行本身財務惡化而無力或不願還款；(B) 付款條件風險來自買賣雙方約定的付款方式，例如記帳或承兌交單到期遭拒付；(C) 法律風險指契約條款無效、法規解釋或文件瑕疵導致權利無法主張，三者都與戰爭無關。","easy",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":10},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",{"id":31,"question":32,"qno":33},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":35,"question":36,"qno":37},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":39,"question":40,"qno":41},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":43,"question":44,"qno":45},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1793070620297]