[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-48-043":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-48-043","48",43,"銀行辦理保證業務所開發之信用狀為下列何項？",[13,14,15,16],"Sight L\u002FC","Usance L\u002FC","Back to Back L\u002FC","Standby L\u002FC",3,"外匯授信",1,"擔保信用狀（Standby L\u002FC）是銀行以信用狀形式出具的保證，開狀行承諾在申請人未履行契約或未償還借款時，受益人只要提示違約聲明等約定單據即可求償，本質上與保證函相同，屬於銀行保證業務，故選 (D)。(A) 即期信用狀與 (B) 遠期信用狀都是貿易付款工具，差別只在見票即付或到期付款；(C) 轉開信用狀（Back to Back L\u002FC）是中間商以收到的主信用狀為基礎，再向供應商開出另一張信用狀，三者都以支付貨款為目的，平時就會動用，不是備而不用的保證。","easy",[23,27,31,34,38,42],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":10},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",{"id":35,"question":36,"qno":37},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":39,"question":40,"qno":41},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":43,"question":44,"qno":45},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1793070620303]