[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-48-044":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-48-044","48",44,"下列何者非屬進口授信之項目？",[13,14,15,16],"進口押匯","購料貸款－買方遠期信用狀","應收承兌票款－賣方遠期信用狀","買入光票",3,"外匯授信",1,"進口授信是銀行為進口商採購國外貨物所提供的融資或信用，包括開發信用狀及其後的墊款。(D) 買入光票是銀行先墊付票款，買下客戶持有、未附貨運單據的外幣票據，再向國外付款行收取，融資對象是持票人，與進口交易無關，故非進口授信。(A) 進口押匯是單據到達後銀行代進口商墊付信用狀款項；(B) 買方遠期信用狀項下的購料貸款，是到單後由銀行給予進口商一段融資期間；(C) 賣方遠期信用狀由開狀行承兌匯票，帳列應收承兌票款，三者都隨進口信用狀而生。","medium",[23,27,31,35,38,42],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":10},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",{"id":39,"question":40,"qno":41},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":43,"question":44,"qno":45},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1793070620323]