[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-48-045":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-48-045","48",45,"銀行授信案件下之投保險類，原則上要求信用狀申請人投保下列何者對銀行最有利？",[13,14,15,16],"Institute Cargo Clauses (C)","Institute Cargo Clauses (B)","Institute Cargo Clauses (A)","FPA",2,"外匯授信",1,"開狀銀行在進口授信中通常以進口貨物作為還款來源與擔保，貨物在運送途中受損，銀行的債權保障就跟著縮水，所以保險範圍越廣越有利。倫敦保險人協會貨物條款中，選項 (C) 的 ICC (A) 承保範圍最大，採概括式承保，除列明的除外事項外，毀損滅失都在保障內，相當於舊式全險。選項 (B) 的 ICC (B) 與選項 (A) 的 ICC (C) 採列舉式承保，只賠條款列明的事故，其中 ICC (C) 範圍最窄；(D) FPA 平安險是舊式條款中承保最窄的一種，單獨海損原則上不賠，對銀行最不利。","medium",[23,27,31,35,39,42],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":10},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",{"id":43,"question":44,"qno":45},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1793070620357]