[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-48-049":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-48-049","48",49,"出口商先將貨物裝船出口後，再將提單文件直接寄交進口商提貨，約定定期再將貨款匯付出口商之交易方式，稱為下列何項？",[13,14,15,16],"記帳(O\u002FA)","承兌交單(D\u002FA)","付款交單(D\u002FP)","信用狀(L\u002FC)",0,"外匯授信",1,"記帳交易（Open Account, O\u002FA）是出口商出貨後把提單等單據直接寄給進口商提貨，雙方約定一段期間後再以匯款方式支付貨款，過程中沒有銀行參與單據控管，出口商完全承擔進口商的信用風險，故選 (A)。(B) 承兌交單是單據透過銀行託收，進口商須先承兌匯票才能領單提貨；(C) 付款交單則要進口商付清款項才能取得單據，兩者單據都經由銀行轉交，不會直接寄給進口商。(D) 信用狀由開狀銀行承擔付款責任，出口商須向銀行提示符合條件的單據才能收款。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1793070620400]