[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-48-050":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_prac-48-050","48",50,"下列何者非屬裝船前出口融資業務？",[13,14,15,16],"憑輸出契約辦理之融資","出口押匯","憑國外訂單辦理之融資","出口信用狀融資",1,"外匯授信","出口融資以裝船為分界：裝船前的資金需求是採購原料、生產與備貨，裝船後則是取得單據後的資金調度。(B) 出口押匯是出口商出貨、取得提單等單據後，向銀行提示信用狀項下單據，由銀行先行墊付貨款，時點在裝船之後，屬裝船後融資，故選 (B)。(A) 憑輸出契約辦理之融資、(C) 憑國外訂單辦理之融資、(D) 出口信用狀融資，都是在貨物尚未出口前，以交易憑證為依據提供備貨週轉金，日後再以出口收入償還，皆屬裝船前融資。","easy",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":27,"question":28,"qno":29},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":31,"question":32,"qno":33},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":35,"question":36,"qno":37},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":39,"question":40,"qno":41},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":43,"question":44,"qno":45},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1793070620406]