[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-48-051":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_prac-48-051","48",51,"託收方式輸出綜合保險係以下列何者為要保人？",[13,14,15,16],"融資銀行","出口商","國外進口商","信用狀受益人",1,"外匯授信","託收方式（D\u002FP、D\u002FA）輸出綜合保險由中國輸出入銀行承辦，保障出口商以付款交單或承兌交單方式出口時，因進口國政治危險或進口商信用危險而收不到貨款的損失。保險利益在出口商身上，所以由 (B) 出口商擔任要保人；需要資金時，出口商可再將保險權益轉讓給融資銀行，作為辦理外銷貸款的擔保。(A) 融資銀行只是受讓保險權益的一方；(C) 國外進口商是信用風險的來源，不會由他投保來保障出口商；(D) 託收交易沒有信用狀，也就沒有信用狀受益人。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":27,"question":28,"qno":29},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":31,"question":32,"qno":33},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":35,"question":36,"qno":37},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":39,"question":40,"qno":41},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":43,"question":44,"qno":45},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1793070620411]