[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_prac-48-052":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-48-052","48",52,"下列何種信用狀之修改會動用到貸款額度？",[13,14,15,16],"信用狀金額增加","有效日期延後","最後裝船期限延長","由禁止分批裝船改成允許分批裝船",0,"外匯授信",1,"開發信用狀後，開狀行對受益人負有付款責任，這筆或有負債要占用申請人的開狀額度。(A) 增加信用狀金額會直接擴大銀行的付款承諾，等於追加授信，必須動用額度並依授信程序核准，故選 (A)。(B) 延後有效日期、(C) 延長最後裝船期限，只是拉長履約時程；(D) 由禁止分批改為允許分批裝船，只改變交貨方式，三者都沒有增加信用狀金額，銀行的最高付款責任不變，不會額外動用額度。不過展期會延長銀行承擔風險的期間，實務上仍須留意申請人信用狀況有無變化。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_prac-45-041","「外匯短缺而對外債之支付或匯款限制、禁止」屬下列何種風險？",41,{"id":28,"question":29,"qno":30},"credit_prac-45-042","下列何者係屬銀行之外匯授信業務？",42,{"id":32,"question":33,"qno":34},"credit_prac-45-043","銀行在辦理開發進口信用狀，向客戶收取保險單時，下列何者有瑕疵？",43,{"id":36,"question":37,"qno":38},"credit_prac-45-044","下列何者屬於外匯間接授信項目？",44,{"id":40,"question":41,"qno":42},"credit_prac-45-045","出口商得以下列何種交易方式項下之匯票及單據，向銀行申請承作 FORFAITING 業務？",45,{"id":44,"question":45,"qno":46},"credit_prac-45-046","Import Factor 買入出口商對進口商之應收帳款債權，所承擔之風險不包括下列何項？",46,1793070620415]