[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-48-070":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-48-070","48",70,"在破產宣告前，對於債務人之財產有別除權者，得不依破產程序行使權利，所謂「別除權」不包括下列何者？",[13,14,15,16],"質權","抵押權","抵銷權","留置權",2,"事後管理及催收",1,"破產法第 108 條規定，在破產宣告前對於債務人之財產有質權、抵押權或留置權者，就其財產有別除權，可以不依破產程序，直接就該擔保物行使權利、優先受償。別除權以擔保物權為基礎，範圍只有這三種，所以 (C) 抵銷權不包括在內；抵銷權在破產法另有規定，性質是雙方互負債務在對等額度內消滅，並非就特定財產優先受償。(A) 質權、(B) 抵押權、(D) 留置權都是存在於特定動產或不動產上的擔保物權，權利人可以在破產程序外單獨實行。","easy",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"credit_prac-45-069","有關逾期放款及催收款轉銷呆帳之規定，下列敘述何者錯誤？",69,{"id":28,"question":29,"qno":10},"credit_prac-45-070","下列何種執行名義所載給付，經實施強制執行而無效果時，法院得發給債權憑證？",{"id":31,"question":32,"qno":33},"credit_prac-45-071","支票之執票人對於發票人因聲請法院之和解而中斷時效，則自確定之日起，其請求權消滅時效延長為若干年？",71,{"id":35,"question":36,"qno":37},"credit_prac-45-072","有關法拍所得案款，其分配順序由先而後應為下列何者？ A.關稅 B.強制執行費用 C.土地增值稅 D.權利質權所擔保之債權 E.承攬修繕所生之法定抵押權（針對該工作物）",72,{"id":39,"question":40,"qno":41},"credit_prac-45-073","有關不動產強制執行之流程，下列何者正確？ A.引導查封 B.鑑價 C.詢問底價意見 D.核定拍賣日期",73,{"id":43,"question":44,"qno":45},"credit_prac-45-074","有關「查封」之敘述，下列何者正確？",74,1793070620612]