[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_prac-48-072":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_prac","初階授信人員專業能力測驗——授信實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_prac-48-072","48",72,"中小企業信用保證基金代位清償之逾期利息，其範圍為何？",[13,14,15,16],"以不超過本金之半數為原則","無上限","最高以到期日（或視為到期日）後 6 個月為限","最高以到期日（或視為到期日）後 3 個月為限",2,"事後管理及催收",1,"中小企業信用保證基金在借款人違約、送保銀行依約催理後，會依保證成數代位清償。代位清償的範圍包括授信本金與相關利息，其中逾期利息依基金規定最高以到期日（或視為到期日）後 6 個月為限，避免銀行延宕催收、讓利息無限累積再轉嫁給基金，故選 (C)。(D) 3 個月是逾期放款的列報門檻，容易與此混淆；(A) 以不超過本金之半數為原則，是把期間上限誤換成比例的說法；(B) 無上限則違背基金控制代償責任的設計。","hard",[23,27,31,35,38,42],{"id":24,"question":25,"qno":26},"credit_prac-45-069","有關逾期放款及催收款轉銷呆帳之規定，下列敘述何者錯誤？",69,{"id":28,"question":29,"qno":30},"credit_prac-45-070","下列何種執行名義所載給付，經實施強制執行而無效果時，法院得發給債權憑證？",70,{"id":32,"question":33,"qno":34},"credit_prac-45-071","支票之執票人對於發票人因聲請法院之和解而中斷時效，則自確定之日起，其請求權消滅時效延長為若干年？",71,{"id":36,"question":37,"qno":10},"credit_prac-45-072","有關法拍所得案款，其分配順序由先而後應為下列何者？ A.關稅 B.強制執行費用 C.土地增值稅 D.權利質權所擔保之債權 E.承攬修繕所生之法定抵押權（針對該工作物）",{"id":39,"question":40,"qno":41},"credit_prac-45-073","有關不動產強制執行之流程，下列何者正確？ A.引導查封 B.鑑價 C.詢問底價意見 D.核定拍賣日期",73,{"id":43,"question":44,"qno":45},"credit_prac-45-074","有關「查封」之敘述，下列何者正確？",74,1793070620628]