[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-18-014":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"deriv_prac-18-014","18",14,"銀行擬辦理「外幣保證金代客操作業務」，向中央銀行申辦之程序為何？",[13,14,15,16],"得不經申請逕行辦理","開辦前申請許可","開辦前函報備查","開辦後函報備查",1,"衍生性商品相關法規","外幣保證金交易本身就是高槓桿商品，代客操作又等於由銀行替客戶決定進出場，客戶對部位失去控制、爭議風險高，因此中央銀行把它列在管制密度最高的一級：(B) 必須於開辦前提出申請並取得許可，未獲許可不得承作。(A) 逕行辦理適用的是不涉及新臺幣匯率、開放已久且結構單純的既有商品。(C) 開辦前函報備查與 (D) 開辦後函報備查則屬較輕的管制，備查只是把資料送交主管機關存查，主管機關不作實質准駁，強度遠低於許可。層級記法：許可最嚴，事前備查次之，事後備查更寬，逕行辦理完全免申請。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":26,"question":27,"qno":28},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",3,{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157761851]