[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-18-045":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"deriv_prac-18-045","18",45,"銀行與客戶承作複雜性高風險商品交易應告知交易條件重要內容，下列事項何者不屬之？",[13,14,15,16],"計價幣別","契約審閱期間","交易日\u002F生效日\u002F到期日","收益計算給付及其計算方式",1,"衍生性商品相關法規","承作複雜性高風險商品時要求告知的「交易條件重要內容」，指的是這筆交易本身的商業條件，也就是客戶必須看懂才知道自己買了什麼、會賺賠多少的欄位，包括計價幣別、交易日與生效日與到期日、名目本金、比價或結算期數、履約價格與參考指標，以及收益如何計算與給付。契約審閱期間屬於銷售過程的程序性保障，規範的是銀行必須給客戶多久時間看契約，並非交易條件的一部分，故 (B) 不屬之、為本題答案。(A)(C)(D) 都直接決定損益金額與現金流時點，缺一客戶就無法評估風險，自然都在應告知範圍內。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":26,"question":27,"qno":28},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",3,{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157762216]