[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-19-001":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":10,"explanation":19,"difficulty":20},"deriv_prac-19-001","19",1,"依銀行業辦理外匯業務管理辦法規定，有關外匯衍生性金融商品相關規範，下列何者非屬其適用對象？",[13,14,15,16],"指定銀行 (DBU)","農業金庫","本國銀行之海外分行","外商銀行之在台分行",2,"衍生性商品相關法規","銀行業辦理外匯業務管理辦法規範的是在我國境內經中央銀行許可辦理外匯業務的機構，包含指定銀行、農業金庫、信用合作社、農漁會信用部，以及外商銀行在臺分行等在臺營業據點，所以 (A)(B)(D) 都是適用對象。本國銀行設在國外的海外分行雖然隸屬同一法人，但營業所在地在境外，其外匯業務受當地主管機關的法令規範與監理，並不直接適用我國這部辦法，故 (C) 非屬適用對象、為本題答案。判斷訣竅是抓住「屬地」概念：辦法管的是在中華民國境內從事外匯業務的據點，人在境外就交由當地法規處理，海外分行與國際金融業務分行都要另循各自規定。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":10},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":26,"question":27,"qno":28},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",3,{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157762400]