[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-deriv_prac-19-005":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-19-005","19",5,"依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，受託或銷售機構應提供非專業投資人（非投資型保單之要保人）不低於幾日之審閱期間審閱相關契約？",[13,14,15,16],"七日","五日","三日","一日",0,"衍生性商品相關法規",1,"契約審閱期是保護金融消費者的重要程序，讓不具專業能力的投資人有足夠時間把契約帶回去看清楚條款、必要時尋求他人協助，避免在銷售現場被催促簽約。依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，受託或銷售機構應提供非專業投資人不低於七日的審閱期間審閱相關契約，故 (A) 正確。這裡的天數是最低標準，銀行可以給更長但不得縮短，也不得以客戶自願放棄為由規避。(B)(C)(D) 的日數都低於法定下限。要留意這項保障只給非專業投資人，專業投資人被推定具備自我保護能力，不適用此一強制審閱期。","easy",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":27,"question":28,"qno":29},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",3,{"id":31,"question":32,"qno":33},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":35,"question":36,"qno":37},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":39,"question":40,"qno":41},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":43,"question":44,"qno":45},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157762444]